Decision in 48 Hours

Business Funding, Made Simple

Fast, transparent SME financing with unique benefits you won't find elsewhere. Keep more of your capital with our on-time payment incentives.

Settle early with zero penalties and get interest back1

Get 50% Back on Processing Fees

Meet your payment schedule, reduce your financing costs

Calculate Your Loan

Get an instant estimate

Loan Amount$50,000
$15,000$150,000
Tenure6 months
3 mo12 mo

Monthly Payment

$9,083

at 1.5%/mo

Processing fee rebate

Refunded at loan maturity

+$1,250
50% Fee Rebate
48hr Decision
No Prepay Penalty

Indicative only. Subject to credit assessment. A processing fee of 5% is charged on disbursal. Late payments attract additional fees and interest.

Why Credezo is Different

We believe in partnership. Our unique fee structure means you pay less when you meet your payment schedule.

Fee Rebate for On-Time Payment

Meet your payment schedule consistently throughout the loan tenure and receive a 50% processing fee rebate at maturity. Reliable repayment reduces your total cost of capital.

No Early Repayment Penalty

Settle your loan early without any penalty after the first 3 months. You're in control of your finances.

Interest Rebate on Early Settlement

Repay early and get an interest rebate on the remaining tenure. We don't hold your money hostage.

Simple 3-Step Process

From application to funding in as little as 3 business days

1

Apply Online

Complete our simple online application in 15 minutes. Upload your documents digitally.

2

Get Approval

Receive a credit decision within 48 hours. No lengthy waiting or uncertainty.

3

Receive Funds

Sign digitally and receive funds directly to your business account within 1-3 days.

Transparent, Predictable Fees

No hidden charges, no surprises. We believe in complete transparency so you can plan with confidence.

Processing Fee: 5%

Only charged upon successful disbursement

Interest: From 1.1%/month

Flat rate, simple interest calculation

Early Repayment: $0 after 3 months

Plus interest rebate on remaining tenure

CrediFlow Business Loan

Loan Amount$15,000 - $150,000
Tenure3 - 12 months
Approval Time48 hours
CollateralNot required

Friendly & Responsive Team

Our dedicated team of SME lending specialists is here to guide you through every step. Real people, real support.

Conveniently Located in CBD

Visit us at our Singapore CBD office for a face-to-face consultation. We're accessible when you need us.

Ready to Grow Your Business?

Join Singapore SMEs who've experienced hassle-free financing with transparent terms and meaningful cost savings for on-time repayment.

1 Interest rebate on early settlement depends on the remaining tenure at the time of early repayment.