Fee Rebate for On-Time Payment
Meet your payment schedule consistently throughout the loan tenure and receive a 50% processing fee rebate at maturity. Reliable repayment reduces your total cost of capital.
Business Loans in Singapore, Made Simple
Get 50% Back on Processing Fees
Meet your payment schedule, reduce your financing costs
Calculate Your Loan
Instant estimate — drag sliders to explore
Loan Amount$50,000
$15,000
$100,000
Tenure6 months
3 mo
12 mo
Monthly Paymentat 1.5%/mo flat (illustrative purposes only)
$9,083
$8,333 principal + $750 interest / mo
Processing fee rebate
Refunded at loan maturity
Indicative only. Subject to credit assessment. A processing fee of 5% is charged on disbursal. Late payments attract additional fees and interest.
Why SMEs Choose Credezo for Business Loans
Unlike traditional bank loans in Singapore, our unique fee structure means you pay less when you meet your payment schedule. No collateral, no hidden charges.
No Early Repayment Penalty
Settle your loan early without any penalty after the first 3 months. You're in control of your finances.
Interest Rebate on Early Settlement
Repay early and get an interest rebate on the remaining tenure. We don't hold your money hostage.
How it works
Simple 3-Step Process
From application to funding in as little as 3 business days
- 01
Apply Online
Complete our simple online application in 15 minutes. Upload your documents digitally.
- 02
Get Approval
Our team reviews your application and issues a credit decision. No lengthy waiting.
- 03
Receive Funds
Sign digitally and receive funds directly to your business account within days.
Transparent, Predictable Fees
No hidden charges, no surprises. We believe in complete transparency so you can plan with confidence.
- 50% Rebate
Processing Fee: 5%
Only charged upon successful disbursement
Interest: From 1% / month
Flat rate, simple interest calculation
Early Repayment Penalty: $0
Repay your loan early after 3 months with no penalty.
Business Term Loan
At-a-glance terms for our core product
- Loan Amount
- $15,000 - $100,000
- Tenure
- 3 - 12 months
- Collateral
- Not required
Friendly & Responsive Team
Our dedicated team of SME lending specialists is here to guide you through every step. Real people, real support.
Conveniently Located in CBD
Visit us at our Singapore CBD office for a face-to-face consultation. We're accessible when you need us.
Ready to Get a Business Loan in Singapore?
Join Singapore SMEs who've chosen a faster alternative to bank loans. Unsecured working capital with transparent terms and meaningful cost savings for on-time repayment.