50% Processing Fee Rebate
Maintain a perfect payment record with no late payments and receive 50% of your processing fee back at loan maturity.
Example on $100,000 loan
Save $2,500
50% of $5,000 processing fee
Unsecured Business Financing
Business Term Loan
A fast, unsecured working capital loan designed for Singapore SMEs. No collateral required — a smarter alternative to traditional bank loans.
Funding Amount
$15K - $100K
Interest Rate
From 1%/mo
Tenure
3 - 12 Months
Collateral
Not Required
Check Eligibility
No application fee. No obligation.
- No Collateral Needed
- Secure Platform
- Transparent Fees
- Fast Processing
Cost advantages
Three Ways to Save on Your Loan
Unique benefits designed to reduce your financing costs when you meet payment commitments and settle early
Zero Early Repayment Penalty
After the first 3 months, settle your loan early without paying any penalty. Stay in control of your cash flow.
Early repayment fee
$0
After 3 months
Interest Rebate on Early Settlement
Repay your loan before the full tenure and receive a rebate on interest for the remaining months.
Interest rebate
Pro-rated
Based on remaining tenure
How it works
Simple Application Process
From online application to funds in your account — clear steps, minimal friction
- 01
Apply Online
Complete our simple online application in 15 minutes. Upload your documents digitally through our secure portal.
- 02
Get Approval
Our team reviews your application and may reach out for clarification. Some applications may take longer depending on complexity.
- 03
Receive Funds
Sign your loan agreement digitally and receive funds directly to your business account within a few business days.
What you pay
Transparent Fee Structure
No hidden costs, no surprises. Every fee is disclosed upfront in your Letter of Offer.
Schedule
Key fees & charges
Figures shown are indicative; your Letter of Offer confirms the exact amounts that apply to you.
Processing Fee
Charged on disbursement only
50% Rebate5%
Interest Rate
Flat monthly rate
1% - 2%
Late Payment Fee
Per missed payment
$200
Early Repayment Fee
After 3 months
$0
Eligibility
Minimum criteria · 5 requirements
Singapore-registered Pte Ltd or LLP
At least 1 year in operation
Annual revenue of SGD 300,000 or more
At least one local director
Not in an excluded industry
Compliance screening applies
Documents
What to prepare before you apply
Company
- ACRA BizFile (Business Profile)
- Bank statements (last 6 months)
- Financial statements (latest year)
- Company income tax (Form C-S / C)
FAQs
Frequently asked questions
No. This is an unsecured loan, so you don’t need to pledge property or fixed assets. We do require personal guarantees from directors or major shareholders to align interests.
Standard documents include: Latest 6 months bank statements, latest year financial statements, CBS credit report (directors), and NRIC copies.
Yes. Having existing loans doesn’t automatically disqualify you. We assess your total debt obligations and whether your business can comfortably service additional debt.
Ready to Apply?
Check your eligibility in under 2 minutes. No application fee, no obligation.